
Joshua John
Residential and DSCR Lending
Joshua John is a seasoned real estate investor and loan officer who understands firsthand the challenges of securing funding as an investor. Early in his career, he faced the same roadblocks many investors encounter when trying to scale — limited financing options, rigid lending criteria, and lenders who didn’t understand the nuances of investment deals.
Determined to change that, Joshua founded USA United Home Loans, a lending platform built by investors, for investors. His mission is simple: to help real estate professionals grow faster through customized, flexible funding solutions that fit each unique project.
Joshua specializes in a full range of investment property loans — including build-to-rent, fix-and-flip, fix-and-hold, long-term rental financing, DSCR loans, and refinances. Whether you’re building your first portfolio or expanding a multi-property operation, Joshua’s expertise and investor-first approach make scaling not just possible, but predictable.
With over 20 years in real estate, Joshua’s insight and commitment to client success sets him apart as a trusted partner for serious real estate investors.
